Talk with your mortgage servicer
Use the contact information on your mortgage statement. Ask about assistance, required documents, and response deadlines.
Start with your servicerForeclosure Help · Washington
Facing Foreclosure?
You May Still Have Options.
When mortgage payments become difficult, knowing where to begin can bring some clarity. You deserve clear information, room to ask questions, and support as you decide what comes next.
Real estate guidance for homeowners in Kitsap, Pierce, and King counties.
Free Washington housing counseling: 1-877-894-HOME (4663)
Understand your options.Choose your next step.
Experience that matters
A Real Homeowner
Kevin Helped
Dr. Steven worked with Kevin through a challenging Seattle condominium sale. His words reflect the communication, problem-solving, and steady coordination that can matter when a sale becomes complicated.
“While others might have buckled under the pressure, he kept the process moving with confidence and clarity.”
Shared with permission. This is one client’s experience; each property and situation is different.
Start where you are
Where are you
in the process?
Choose the description that sounds familiar. You do not need to have every answer before you ask for help.
Find Washington help resourcesCan I sell my house before foreclosure in Washington?
A sale may be an option if there is enough time to close and address the mortgage and other obligations. Kevin can help you assess market conditions, preparation priorities, and a realistic sale strategy. Listing your home does not, by itself, stop or postpone foreclosure.
Talk through the real estate side with KevinComplimentary homeowner resource
25 pages · Washington homeowner edition
Get My Complimentary Foreclosure Guide
A practical resource with first steps, common notices, possible options, questions to ask, and Washington help resources. Request a copy to read at your own pace.
Kevin ThomasReal Estate Broker · Pellego Inc.A conversation about your next step
Talk With Kevin Privately
If selling may be one of your options, let’s talk through your property, priorities, and timing. Share only what you are comfortable sharing. There is no obligation to list your home.
kevinthomasrealtor@gmail.com
Foreclosure help in Kitsap County, Pierce County, and King County, with a focus on the real estate and sale options available to homeowners.
People and resources to turn to
Washington help resources
If you have received notices or have an approaching deadline, contact a housing counselor or attorney promptly.
Free housing counseling
Connect with a counselor who can help explain options and assess eligibility for foreclosure mediation.
1-877-894-HOME (4663)Washington Department of CommerceLegal help
Northwest Justice Project explains how to seek civil legal assistance. Availability and eligibility vary.
Find legal helpMortgage options explained
Read plain-language information from the Consumer Financial Protection Bureau about working with your servicer.
Review mortgage options Understand short salesThis page provides general educational information. Kevin Thomas provides real estate services through Pellego Inc. Legal, tax, and mortgage questions should be reviewed with an attorney, tax adviser, mortgage servicer, or housing counselor as appropriate. Options and deadlines vary. Requesting a guide or contacting Kevin does not pause a foreclosure.
Resource information checked September 28, 2026.